The Music Depot offers several payment plans. If you would like information about the different options available please select an option below.


Can’t afford to take it home today? Use our easy Layaway plan! Our layaway works off of the cash price. You pay only 10% down to hold merchandise for up to 90 days (you must keep activity in the account within 30 days of the most recent payment made).


More commonly referred to as Rent-To-Own, this is perfect for when you want to take it home and play it now, but you don’t have the cash! You pay 35% of the total cost of the lease ( with approved credit ).

School Band Instrument Lease Purchase

Our Band Instrument Lease-Purchase is by far the best way to go when buying an instrument for use in a school band program. 35% of the purchase price rents it for 3 months with no obligation to purchase. At the end of the 3 month trial period, the rental fee can be applied towards purchase of the instrument or towards a brand new one. If you choose not to purchase, return the instrument to us and be done with it! If you decide to purchase, your 35% rental is applied as the down payment and you may choose one of 2 payment plans:

3 month plan

We split your remaining balance into 3 equal monthly payments. With no finance charges added at all, this plan is the most economical. You pay the same total amount as you would buying it cash-on-the-spot.

12 month plan

We take your remaining balance, add a finance charge to it, and stretch it out over a full 12 months. This plan makes it much easier to purchase a better quality instrument, and still have reasonable monthly payments.

The option to rent a band instrument for your child on a monthly basis is available, however, the rent paid does not apply toward the purchase of the instrument should you later decide to purchase it.  This is ideal if your child  needs an instrument for a short period of time.